Customers choose to pay via AppotaPay by cash at counter
Customers are sent information & payment points list
Customers pay by cash at the counter
Merchant is reported automatically through the API
Merchant makes a payment request
(A withdaw or money tranfer request)
AppotaPay proceeds to deduct money from Merchant account and transfer money to customer's account
Customers receive money on their account or in cash at the respective counter. At the same time, Merchant will receive the notification of successful payment request
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